Your first step should be to shop for a Realtor, not to shop for property. Shop for a Realtor the same way you would shop for any other professional you would hire to work for you. The web is a good place to start. There are lots avenues on the internet. When selecting an agent look at their concern for their client. Does their site provide good information to help in your Real Estate purchase from start to finish? Look at their marketing tools and their sales record.

In an offer to purchase real estate, you include not only the price you are willing to pay, but other details of the purchase as well. This includes how you intend to finance the home, your down payment, who pays what closing costs, what inspections are performed, timetables, whether personal property is included in the purchase, terms of cancellation, any repairs you want performed, which professional services will be used, when you get physical possession of the property, and how to settle disputes should they occur.

Buying a home is a major event for both the buyer and seller. It will affect your budget more than any other previous purchase. The seller will review your offer carefully, because it also affects how they prepare to move forward.

Some buyers do not have enough cash available to buy a home, so they need to obtain a mortgage to finance the purchase. Since you will probably make your purchase contingent upon obtaining a mortgage, the seller has the right to be informed of your financing plans in order to evaluate them. That is one of the major reasons that financing details are included in your offer.

There may be times when, as part of your offer, you request the seller to pay all or a portion of your closing costs, or provide some other financial incentive. Such incentives can be especially effective if a buyer is tight on down payment money.

Once your Offer is accepted all documents are sent to the Escrow Officer at the Title Company and to your Mortgage Officer. The closing process will begin. Your loan will need to be approved. When approval is completed the Mortgage Officer will order an appraisal, after the appraisal is accepted, a survey will be ordered if one is required. When all documents have been approved and accepted the Title Company closer will mail the Title Commitment for review. Upon approval the closer will set a closing date and you will be close to home ownership. On the day of closing you will need a valid form of ID and your check, for closing cost, made to the Title Company. The closing should take approximately 1 hour. If all goes as scheduled you should be a homeowner at the end of this closing.

We at Integrity Real Estate want to make your buying experience as painless as possible.  We will work with all parties to make this process flow smoothly.  We would like to be your Realtor of choice.